We specialise in:

Business/Commercial Insurance

Cover for businesses for protection against potential losses through unforeseen circumstances like fire and natural disasters, theft, liability, property damage, and for coverage in the event of an interruption of business or injured employees.

Motor & Household Insurance

Property and Personal Asset insurance products for individuals. This insurance helps protect individuals from potential financial losses they couldn't afford to cover on their own.

Body Corporate and Homeowners Associations

Insurance to protect the body coporates of residential and commercial building owners against loss or damage to the structure, fixtures and fittings including common property as a result of perils such as fire and natural disasters.

Corporate Insurance

Also known as D&O insurance, covers the cost of compensation claims made against the business's directors and managers (officers) for alleged wrongful acts such as breach of trust, breach of duty, neglect, error, misleading statements and wrongful trading.

Contractors /All Risks

Covers building, civil and mechanical engineering projects during construction or erection against perils such as flooding, fire or explosion, theft. It also covers the contractor for both damage to a property and third-party injury or damage claims.

Liability Insurance

An insurance policy that protects an individual or business from the risk that they may be held legally liable for injury or damages to third party property as a result of their negligence.

Marine Insurance

Insurance covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which property is transferred, acquired, or held between the points of origin and final destination.


A written guarantee from a third party guarantor (usually a bank or an insurance company) submitted to a principal (client or customer) by a contractor on securing a contract. A performance guarantee ensures payment of a sum (not exceeding a stated maximum) of money in case the contractor fails in the full performance of the contract.

Heavy Commercial Vehicles

Covers HCV's, trailers, light delivery vehicles, private vehicles and special types against accident, theft and third party liability damage.

Taxi Insurance

Covers vehicles used for the purpose of transporting fare paying passengers against accident, fire and theft. The policy also covers third party damages and passenger injury or death following an accident.

Property Insurance

Building insurance is coverage purchased to protect financial risks against a loss or damage to the structure, fixtures and fittings of Houses and Commercial Buidlings. This coverage protects against total loss or damages as a result of perils such as fire and natural disasters.


Business/Commercial Insurance
Motor & Household Insurance
Contractors/All Risks
Corporate Insurance
Liability Insurance
Marine Insurance
Sectional Title


011 326 1001

Unit 5 Ferndale Mews
15 Dover Street

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ACL Insurance Brokers is an Authorised Financial Services Provider in the Short Term Insurance industry established in 2011. As a result of the concrete relationships we have with the leading insurance companies and underwriting managers in the country, we offer unparalleled service and products.

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An Authorised Financial Services Provider | FSP # 44174_Reg # 2012/078159/07

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